
About Rehoboth Elite Leadership Development
Helping Alabama Families Build Wealth & Protect Their Future.
Too many families in Huntsville and across Alabama are working hard but still falling behind financially. At Rehoboth Elite, we provide life insurance, retirement planning, and financial education to help families protect income, grow wealth, and leave lasting legacies.

The Rehoboth Elite Founding Story
It Started With a Wake-Up Call
Rehoboth Elite began not in a boardroom but at a seminar — where founders Caroline and Collins Ngwese realized that, like many families, they were working hard but not building wealth.
That moment sparked a mission: to help others understand how money works and create strategies for life insurance, retirement planning, and generational wealth.
Today, Rehoboth Elite is licensed in all 50 states and Canada, has guided families and business owners in Huntsville, Madison, and across Alabama, and helped create over $100M in financial accounts.
Our story began with a personal awakening — and it continues with empowering others to secure lasting financial peace of mind.
What We Teach
Financial Strategies for Alabama Families
We believe financial security starts with education. From life insurance basics to retirement strategies and generational wealth planning, our workshops and one-on-one sessions empower families and businesses across Huntsville and Alabama to build lasting security.
Family Protection
Keep your loved ones secure with the right life insurance and protection plans.
Income Protection
Create a financial safety net with income replacement coverage.
Generational Wealth Transfer
Pass on wealth efficiently with estate and life insurance strategies.
Legacy Planning
Ensure your money reflects your values through planned wealth transfer.
Tax-Advantage Accounts
Grow your money with tax-efficient retirement and savings plans.
Supplemental Retirement Accounts
Build flexible, tax-free income with retirement accounts beyond 401(k)s.
Income for Life Strategies
Guarantee income during retirement with annuities and smart planning.
Lifetime Financial Portfolios for Juveniles
Set children up for success with college savings and juvenile accounts.
Wealth Creation
Build wealth using non-traditional financial strategies that provide certainty.
Wealth Preservation
Protect assets with insurance and long-term planning strategies.
We don’t offer one-size-fits-all insurance or financial plans — we tailor every strategy to fit your family’s goals and future.

One Family. One Legacy. A Stronger Alabama.
We believe financial literacy shouldn’t be a luxury — it should be a standard. That’s why we’re building a movement of financially educated families in Huntsville, across Alabama, and nationwide who know how to protect their future, grow wealth, and pass on legacies for generations to come.
Our VALUES
What Guides Us Every Day
We don’t just talk about values — we live them in every interaction with our clients across Huntsville, Alabama, and all 50 states.
These guiding principles shape everything we do and help families across the country build financial security and lasting legacies.
Integrity
We act with honesty and honor, even when no one is watching. Our commitment to integrity in financial planning ensures that we put our clients' needs first, nationwide.
Excellence
We set a high bar for ourselves and our clients’ experiences, offering best-in-class insurance and financial solutions to families in Huntsville, Alabama, and beyond.
Accountability
We stand by the people we serve, year after year. Our clients in Alabama and across all 50 states know they can rely on us to deliver on promises and provide real results.
Teamwork
We’re in this together — our success is built on collaboration. Families, business owners, and communities across the U.S. trust us to help them build wealth and protect their future.
Meet Our Rehoboth Licensed Insurance & Financial Professionals
Trusted advisors for insurance, retirement, and wealth planning

Caroline Ngwese
Senior Marketing Director, Founder, Coach

Collins Ngwese
Senior Marketing Director, Founder, Coach

Jane Metuge
Licensed Financial Professional

Erin Barnes
Licensed Financial Professional

Adaku Johnnie-Amadi
Licensed Financial Professional

Karen Harris
Licensed Financial Professional

Dr. Alice Onawola
Licensed Financial Professional

Tony Epie
Licensed Financial Professional

Community Impact
Building Financial Literacy in Alabama Communities
At Rehoboth Elite, we don’t just provide insurance and financial planning — we invest in our communities.
From church groups and family networks in Huntsville to professional teams across Alabama, we host free seminars and workshops to make financial literacy simple and accessible.
Our mission is to help families protect income, plan for retirement, and build generational wealth — starting right where we live, work, and worship.

Protect Your Family. Grow Your Wealth. Secure Your Future.
Whether you’re starting fresh or rethinking your financial plan, Rehoboth Elite helps families in Huntsville, Alabama, and nationwide with life insurance, retirement planning, and wealth strategies that protect what matters most — without the overwhelm.
